On a worldwide basis, Insuramore is able to provide marketing and research services plus associated consultancy in relation to any or all of the insurance types listed below (plus other minor lines not listed):
- accident insurance sold on an individual and / or group basis including personal, occupational and sport-related cover;
- annuities and other post-retirement products;
- auto / motor insurance (whether bought by individual consumers, commercial customers or fleet managers, potentially covering one or more of standard passenger cars, camper vans / recreational vehicles, classic or high-performance cars, motor cycles, light commercial vehicles, heavy goods vehicles and buses / coaches, and with coverage of the evolving markets for telematics-based policies and both electric and self-driving vehicles);
- commercial non-life (P&C) insurance with breakdowns by product category / class (e.g. cyber, liability, MAT, property, workers’ compensation etc.), customer size (i.e. micro, small, medium, large, very large) and customer activity (e.g. construction, financial institutions, healthcare / life sciences, manufacturing, retail / wholesale distribution, transportation etc.);
- creditor and loan / bill protection insurance (e.g. for mortgages / home loans, automotive or retailer point-of-sale finance, other consumer loans, credit card balances, household bills etc.), differentiating between cover for death, critical illness and / or permanent disability and temporary incapacity and / or unemployment and / or carer time;
- D&O and professional indemnity / liability insurance (i.e. specialised cover for directors / officers and professionals such as accountants, architects, attorneys / lawyers, doctors and other medical workers, engineers and financial intermediaries);
- extended warranties / service plans for domestic appliances (e.g. fridges, washing machines, TVs, printers etc.);
- GAP insurance (including finance / leasing GAP, return-to-invoice GAP and other GAP protection);
- health insurance (e.g. compulsory and voluntary medical expenses cover, dental policies and health / hospital cash plans plus international private medical policies for expatriates, students and affluent residents);
- home emergency insurance and assistance (e.g. electrical and plumbing cover, gas boiler / furnace cover etc.);
- home / household insurance (including buildings and contents cover, and extending to renters’ or tenants’ contents policies and insurance for non-standard and second / holiday homes, as well as standard homeowners’ insurance);
- identity protection insurance and assistance;
- landlord property and rent guarantee insurance;
- legal protection insurance (whether acquired by individual or commercial customers);
- life insurance (including protection-related policies sold on an individual and / or group basis such as risk life, critical illness, income protection, funeral expenses and key person cover plus investment-related policies, pensions and other pre-retirement products);
- mobile gadget and phone insurance and extended warranties / service plans;
- specialised commercial niche insurance (e.g. environmental liability, intellectual property, kidnap and ransom, transaction liability etc.);
- miscellaneous personal niche insurance (e.g. cover for bank cards and other payment means, bicycles, barges / boats / yachts, caravans / park homes, handbags / wallets, high-value furniture, hired vehicles, jewellery / watches, minor damage to vehicles, tax investigations, tickets to cultural and sporting events, tyres, weddings and other personal events etc.);
- pet insurance (i.e. cover for dogs, cats, horses kept as pets and other animals);
- roadside assistance (whether acquired by individual consumers, commercial customers or fleet managers, and potentially covering one or more of standard passenger cars, camper vans / recreational vehicles, classic or high-performance cars, motor cycles, light commercial vehicles, heavy goods vehicles and buses / coaches, and with coverage of the evolving markets for both electric and self-driving vehicles);
- surety bonds (e.g. bid, performance and tax bonds) and trade credit / political risk insurance;
- travel insurance / assistance (with segmentations including annual and single-trip policies, cover for foreign and domestic travel, and holiday / leisure and business / corporate cover);
- vehicle extended warranties / service contracts.