TERMS OF USE
Copyright
The Copyright in all of the Copyright works contained within these pages is either owned by Insuramore Ltd. or licensed to it. Reproduction of part or all of the contents of any of these pages is prohibited except to the extent permitted below.
These pages and the separate Copyright works contained therein may be viewed on screen, downloaded onto a hard disk or printed for your personal use provided that you include this Copyright notice on each copy and that you make no alterations to any of the pages and do not use any of the pages in any other work or publication in whatever medium stored. Copyright works contained in these pages may not be used, distributed or copied for any commercial purpose.
Without prejudice to the limited Copyright licence granted above, and solely to the extent that all or parts of these pages constitute a “database” for the purposes of the Copyright and Rights in Databases Regulations 1997 (“the Regulations”), reproduction of part or all of these pages is prohibited to the fullest extent permitted by the Regulations.
Legal Disclaimer
Please read this section carefully as it contains the legal Terms of Use that you agree to when you use our Site.
The Operator
This website is operated by Insuramore Ltd. Registered office: Dockers’ House, 37 Bethell Avenue, London, EC16 4JT, United Kingdom. Company registration number: 12648817.
Definitions
References to “Insuramore”, “We” or “Us” in these Terms of Use are to Insuramore Ltd.
References to “You” in these Terms of Use are to the users of this website.
References to “Partner Organizations” in these Terms of Use are to organizations with whom Insuramore Ltd. has compiled this website.
References to “Site” in these Terms of Use are to this website and its contents.
Terms of Use
The information on this Site has been included in good faith for general informational purposes only. The information should not be relied upon for any specific purpose and no representation or warranty is given as to its accuracy or completeness. Except for any express warranties or undertakings given on the Site, we exclude all warranties (express or implied) in respect of the Site and the content of and your use of the Site.
We shall not be liable to you for any loss that you suffer (including, without limitation, damages for any consequential loss or loss of business opportunities or projects, or loss of profits) howsoever arising, whether in contract, tort or otherwise from your use or inability to use this Site, or any of its contents, or from any action or omission taken as a result of using this Site provided that nothing in these terms shall exclude or limit our liability for personal injury or death caused by our negligence.
We may provide links to other websites from time to time. These links are provided for your convenience. We do not endorse or take responsibility for the content of those websites, we are not responsible for the availability of them and will not be liable in any way for any loss or damage which you may suffer by your use or inability to use those websites.
If you decide to access linked websites you do so at your own risk. If you purchase any goods or services from a third party or third-party website to which we provide a link, your contract for the supply of those goods and services will be with that third party.
We have taken every care in the preparation of the Site. However, as certain technical matters may be beyond our control, we cannot guarantee that you will have uninterrupted or error-free access to the Site at all times.
By submitting personal information via any of the online forms or email addresses on the site, you consent to being contacted (either by phone or email) by a representative of Insuramore.
We make no warranty that the contents of the Site are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof.
We reserve the right at any time, without liability for doing so, to modify or discontinue, temporarily or permanently, any of the content, functions or services that we offer on the Site (or any part of them) with or without notice. This includes removing information transmitted by you to us.
You agree that the information that you provide us with when you use the Site will be true and complete.
Use of the Site
You agree not to use the services we provide via the Site to:
Transmit any information or do anything that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
Forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted through the services;
Transmit any information that you do not have a right to transmit or which infringes another’s rights;
Transmit any unsolicited or unauthorized promotion (including without limitation “junk mail”, “spam”, “chain letters” or “pyramid schemes”);
Transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, damage, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
Interfere with or disrupt the services or servers or networks connected to the services, or disobey any requirements, procedures, policies or regulations of networks connected to the services, or collect or store personal data about other users.
Amendment of the Terms of Use
We reserve the right to amend these Terms of Use without notice to you from time to time. Any such amendment shall be effective once the revised Terms have been posted on the Site.
Applicable Law
Any disputes or claims arising out of or in connection with use of this Site are governed by and construed in accordance with the laws of England and Wales.
Comments
If you have any comments or questions about the Site please contact us at info@insuramore.com.
PRIVACY POLICY
This Privacy Policy sets out how Insuramore Ltd. collects and uses information from users of our website (“Users” or “You”) identified by the URL www.insuramore.com and / or any website which is hosted on this domain (together the “Website”) operated by Insuramore Ltd. (“Insuramore”, “Our”, “We” or “Us”). This Privacy Policy applies to the Website and all products and services offered by Insuramore.
Information Collected
We may collect the following information:
(a) professional information about you including first name, last name, job title, company name and email address provided directly from you to us or from publicly available information such as public sources, third parties or online publications. This information is processed on the grounds of legitimate interest for the purpose of:
Identifying if you are a key decision-maker in any of the sectors in which we operate;
Ensuring that the information that we hold about you is relevant, accurate and up-to-date;
Ensuring that we have the information that we reasonably require to provide you with or to offer to you a relevant product or service;
Helping us to provide the best possible service in the most efficient manner;
Enhancing marketing efficiencies for our customers in the sectors in which we operate.
(b) non-personal information about Users whenever they interact with our Website. Non-personal identification information may include the browser name, the type of computer and technical information about Users' means of connection to our Website, such as the operating system and the ISPs utilized plus other similar information. Some of our services also collect the IP addresses of Users.
Use of Cookies
Cookies and log files may be used on our Website to enhance User experience. A cookie is a small text file written to Users' hard drives that contains their ID. Users' web browsers place cookies on their hard drives for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert them to when cookies are being sent. If they do so, note that some parts of the Website may not function properly. Users can find out more about the use of cookies and how they can be removed by going to http://allaboutcookies.org or http://www.cookiecentral.com.
Use of Information Collected
Any personal data that you provide to us will be treated with the utmost care and security. The personal data that we collect is used to provide you with the service that you have requested or to respond to an enquiry that you have made.
We make use of Users' personal information that we have collected for the following purposes:
(a) to improve our Website: we continually strive to improve our Website offerings based on the information and feedback that we receive from you;
(b) to improve customer service: your information helps us to more effectively respond to your customer service requests and support needs;
(c) to process transactions: we may use the information that Users provide when placing an order to service that order, as well as to provide relevant information about our other products. We do not automatically share this information with third parties except to the extent necessary to provide the service;
(d) to administer Website features such as content, promotions and surveys, and to send to Users information that they agree to receive about topics that we think will be of interest to them
(e) to send periodic emails: the email address that Users provide will be used to send them information and updates pertaining to their orders as well as (a) to respond to their inquiries and requests, and (b) to provide relevant information about our other products. If Users decide to opt in to our mailing list, they will receive emails that may include company news, updates, related product or service information etc. If at any time the User would like to unsubscribe from receiving future emails, we include unsubscribe instructions at the bottom of each email or the User may contact us at info@insuramore.com.
Users’ Right to Opt-out
If you do not want to continue to receive email communications from us or if you would like to understand the specific personal data that we collect and process in relation to you please let us know by sending an email to us at info@insuramore.com.
Protection of Information Collected
We adopt appropriate data collection, storage and processing practices, and employ suitable security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information and data. Sensitive and private data exchange between the Website and its Users occurs over an SSL secured communication channel and is encrypted and protected with digital signatures. Our Website is also in compliance with PCI vulnerability standards in order to create as secure an environment as possible for Users.
Sharing of Information Collected
Unless we are given explicit permission to do so we do not sell, trade or rent Users' personal information. We may without consent share generic aggregated information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We may use third-party service providers to help us to operate our business and the Website, or to administer activities on our behalf.
Third-party Websites
Users may find advertising or other content on our Website that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing, and may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Website, is subject to that website’s own terms and policies.
Changes / Updates to Privacy Policy
In order to remain compliant with changing legislation and best practice, we may revise this Privacy Policy at any time. When we do, we will post a notification on this page of our Website. We encourage Users to frequently check this page for any changes to stay informed in respect of how we are helping to protect the personal information that we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and to become aware of modifications.
Your Acceptance of this Privacy Policy
By using this Website, you signify your acceptance of this Privacy Policy. If you do not agree to it, please do not use our Website. Your continued use of the Website following the posting of changes to this Privacy Policy will be deemed your acceptance of those changes.
Contact
If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us at info@insuramore.com or, alternatively, at:
Data Protection Officer
Insuramore Ltd.
Dockers' House
37 Bethell Avenue
London
United Kingdom